• 			    Simple.  Fast.  Transparent.  The way getting a mortgage should be.  

    Simple.  Fast.  Transparent.  The way getting a mortgage should be.  

  • 			    Getting a home loan shouldn't feel like getting a root canal.

    Getting a home loan shouldn't feel like getting a root canal.

  • 			    Looking for a Quick Quote or Pre-Approval with No Strings Attached?  Give us a Ring.

    Looking for a Quick Quote or Pre-Approval with No Strings Attached?  Give us a Ring.

  • 			    Ask us about our No Closing Costs options!

    Ask us about our "No Closing Costs" options!

  • 			    Looking for a Low or No Down Payment option?  We got 'em.  Give us a ring.

    Looking for a Low or No Down Payment option?  We got 'em.  Give us a ring.

What People are Saying...

It was great to be able to get this done while working full time, being a single mom and going to school. They make it very easy for you!

Ashley Hale, Somerset, KY

We are well pleased. We would like to thank you both for all you have done for us. And most of all thank you for walking right beside us the whole way. Thank you both.

John & Pamela Farmer, Lebanon, KY

Thank you Ryan! You all have truly been a blessing to me and Galinda this year! Helping us get our dream house and farm and then with the refi to make it even better! You and Chris have been such a God send and truly changed our lives! we can't ever thank you enough!

 Jerry & Galinda Hanna, Bardstown, KY

Very good group of people to work with!  Very pleased.  Very informative and easy to work with.

Chris & Kim Johnson, Henderson, KY

My husband and I are used to "old fashioned" banking with a face to face interaction so the transition to online refinancing was very new for us. Ryan was there to answer all of our questions and was quick to respond to emails and phone calls. 

Mary & Scott Harper, Shelbyville, IN

Ryan and his team were very helpful through the closing process. They kept me informed and assisted me in finding the right loan. I would recommend them to anyone.

Cindy Effinger, Louisville, KY

From first conversation with Ryan and United Residential, we felt comfortable in moving forward. They walked us through the entire process, and the customized videos were great.

Stephen & Linda Kirchner, Louisville, KY

Ryan and Chris were always available and able to answer my questions with terminology that we send easy to understand. Excellent Service.  Very Satisfied.

Zack & Lyndsie Sanders, Elizabethtown, KY

Everything went smoothly, We were kept up to date on every part of the Loan Process. I was very pleased with United Residential Mortgage Inc.

Sherryll & Richard Roberts, Owensboro, KY

Great job, you all did a wonderful job getting the transaction to the closing table. you informed the client at every stage and closed the loan quickly. 

John Taylor, Realtor, HardinHomes.com

I really couldn't be happier. Both you and Chris were so wonderful with keeping us informed through this whole process! It was, dare I say, painless from start to finish! I even said to my husband, this can't really be this easy! Processing our original mortgage took so long and seemed so disorganized and was so stressful for us. Thank you for being seriously the best of the best! 

Janelle & Frank Willoughby, Louisville, KY



Our Philosophy 

It's simple.  Our mission is to provide the best customer experience when buying or refinancing a home.  Period.   We strive to provide a Simple, Fast and Transparent transaction while providing the the best combination of rates, costs, and term.

Our "Client for Life" philosophy is the foundation for our mission to exceed our clients expectations.  Our relationship with our clients does not end when the transaction does and our goal is to become your trusted "Mortgage Advisor for Life" vs. just another number or just another transaction as the bank and "big box" lender do.

 Click Here for a Quick Quote


Latest from the Blog

Recent Articles

Unpacking and Understanding The Mortgage Payment
As a first-time homebuyer, you likely have questions about your mortgage payments and how it's calculated. How much can you expect to pay? How are taxes paid? What's the purpose of mortgage insurance? This post will unpack your mortgage payment so you know what you're paying for each...
Is A Reverse Mortgage Better Than A Traditional Mortgage?
Reverse mortgage versus a traditional mortgage --is one better than the other? The answer is that it depends on the situation. They have many similarities, but there are a few key differences that make reverse mortgages a better choice than a traditional mortgage. Or vice versa. This...
What To Expect The Day Your Home Loan Closes
“What happens on closing day and after?” That’s a question we get asked often. On closing day, you’ll sign documents to finalize the transaction and release the funds from your home loan. You’ll also receive digital or paper copies of all the signed...
Little Known Factors That Affect How Much Property You Can Afford
Getting pre-approved for a home loan is an essential first step to knowing how much home you can buy. But did you know that the property itself also effects on how much you can afford? Here are some of the factors that determine how much you can afford to buy with your home loan. Have you been...